Don't forget to use your dental benefits before the end of the year.
We know it's a really busy time of year for everyone. The last thing on your mind in-between holiday shopping, parties, family gatherings, and break from school is scheduling a dentist appointment.
Of course we're big fans of regular dental check ups and great oral health care. But we don't expect everybody to be as passionate about dentistry as we are. However we still want to talk to you about your dental benefits and why you should use them before the year is out.
The way that most dental insurance companies operate, is they give you two free teeth cleanings per year. If you don't happen to use those cleanings, you lose them. That's right, they don't roll over into the next year. Once they are gone, you can't get them back. So if you think about what you pay for dental insurance each year, and calculate the value of a dental cleaning visit, you're more than make your money back with just one dental cleaning. The fact that your insurance carrier gives you two per year, it's a no-brainer.
If you live in the Dublin area and are looking for a dentist that's in network with your insurance provider give us a call at dental reflections. Our friendly staff will be happy to find out what insurance provider you have and let you know if we are in network.
So what does in network mean?
A good way to explain what in network means is to first tell you what out of network means.
Here is an example:
Let's say you visit your Dublin dentist and the total charge for a cleaning x-ray and exam is $400. Unfortunately you won't get a discount because the dentist you are visiting is out of network with your insurance provider. What happens is your insurance provider will pay a portion of that visit maybe $200, however you are then responsible for the rest of the bill.
If you're Dublin Ohio dentist is in network with your insurance provider, can you schedule a dental cleaning, exam and x-ray. The cost will still remain the same, a total of $400. The benefit of being in network is your dentist and insurance provider have worked at a discount on top of The amount your dental insurance covers. Often times this covers the entire visit at no charge to you.
If you're still not sure whether or not your insurance provider is accepted with Dr. Rudi, don't worry, you can simply give us a call and will be happy to take the information on your insurance card and let you know whether or not you are in network and what your out-of-pocket cost will be. Or you can call the number on the back of your insurance card and they'll be able to tell you as well.
So what are you waiting for, you've got three weeks left make that phone call use your benefits and come get those pearly whites ready for the new year!